Should you open a store credit card?

As the scanner displays the price of each item, you start having second thoughts about whether you truly need two new pairs of jeans … and shoes. That's when the salesperson hits you with the dreaded question: “Would you like to open a store card today? You'll save 20% on your order!” If you're prone to shopping binges or are already struggling with credit card debt, signing up for a store account is probably a bad idea.

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Should you open a store credit card?

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